Credit card and check processing

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High Risk Payment Processing Solutions

CanAmPay merchant accounts – High Risk Credit Card and Credit Card Processing .

CanAmPay merchant account credit card processing services to businesses, working with not only traditional businesses but high risk and high volume businesses as well. CanAmPay is established with many International Business and Banking Services and will match your company with a Bank worldwide.

In order to provide the most effective and efficient credit card payment processing solutions to our merchants, we operate various business units dedicated to industry segments while working closely with our providers to determine which of the varied services in the market are best suited to their business needs.

Some of our accepted businesses:


EMV Credit Cards Expected to Outnumber Debit Cards

More EMV-enabled credit cards than debit cards will be in circulation by the time of the Oct. 1 point-of-sale fraud liability shift for non-EMV-compliant U.S. merchants, according to a Mercator Advisory Group study. Mercator analyst Sarah Grotta predicts only 20 to 25 percent of debit cards will be equipped with EMV chips by that time, mainly from Bank of America and JPMorgan Chase. She anticipates a “decent surge” in debit-chip card issuance this year, followed by a tailing off. A possible contributor to the slow EMV debit rollout is third-party providers may be occupied with other projects, with Grotta noting chip conversion typically entails stress for many vendors. Also contributing is disagreement over the common application identifier (AID), as various organizations desired their own common AIDs, but submitted in accepting those from MasterCard and Visa. Grotta says the issuing disparity will compound things for consumers at the POS, noting “it can take potentially years for debit cards to have a majority of reissuance taken care of.” Moreover, she foresees difficulty in educating consumers about the EMV cards and their subtleties.

From “As Debit Issuing Lags, Don’t Expect Debit and Credit EMV Parity Any Time Soon” (06/08/15) Woodward, Kevin

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